Before you start
- Budget AI installed and an automatic tracking source configured.
Step by step
Check access and consent
Check Premium access and AI processing consent in Budget AI. Confirm that the device has an internet connection.
Screenshot coming soonCheck access and consent Check the source and filters
Verify the selected cards, bank sender or app. Compare a payment message with your keyword, title and stop-word filters. If a purchase is duplicated, keep one source for it: bank and wallet notifications can describe the same payment.
Screenshot coming soonCheck the source and filters Check your phone’s settings
On Android, check notification access, background activity and battery restrictions; run the connection check again. On iOS 17–26, enable Run Immediately. On iOS 27, run the shortcut once and allow the Budget AI action.
Screenshot coming soonCheck your phone’s settings Check the queue and result
Open the automatic tracking queue and diagnostics. Android retries when connectivity returns; on iPhone, open Budget AI to resume processing. Review the result before retrying a payment that may already have been saved.
Screenshot coming soonCheck the queue and result
Useful details
I can’t find Budget AI actions in Shortcuts
Make sure Budget AI is installed and has been opened. Search for Track Apple Pay, Track Text or SMS, or Track Notification. Bank notification tracking requires iOS 27 or later.
The automation asks for confirmation
On iOS 17–26, check Run Immediately. On iOS 27, run the added shortcut manually once and allow the Budget AI action.
A payment hasn’t appeared
Check the selected cards, sender or bank app and text filters. In Budget AI, check Premium access, AI processing consent and the automatic tracking queue.
A purchase was recorded twice
Check for multiple automations handling the same source. Do not select Wallet or Messages in the bank notification trigger.
Video walkthrough
For now, follow the complete written steps above.